60-day grace period before your first instalment or 120-days for mortgage transfers

60-day grace period before your first instalment or 120-days for mortgage transfers

Further waivers on processing or valuation fees

Further waivers on processing or valuation fees

Low rates with flexibility across one, two, three and five-year options

Low rates with flexibility across one, two, three and five-year options

60-day grace period before your first instalment or 120-days for mortgage transfers

60-day grace period before your first instalment or 120-days for mortgage transfers

Loans of up to AED 100 million or up to 70% of the property value

Loans of up to AED 100 million or up to 70% of the property value

Loan duration of up to 20 years

Loan duration of up to 20 years

Loans up to AED 2 Million

Loans up to AED 2 Million

Loan duration of up to 25 years

Loan duration of up to 25 years

High loan amounts of up to AED 10 million with flexible payment terms

High loan amounts of up to AED 10 million with flexible payment terms

Competitive variable rates with an option to link to EIBOR or MBR

Competitive variable rates with an option to link to EIBOR or MBR

Free pre approval In only 10 minutes

Free pre approval In only 10 minutes

Up to 85% Of the property value

Up to 85% Of the property value

Up to AED 10 million High loan limits

Up to AED 10 million High loan limits

Up to 60% Of property value

Up to 60% Of property value

Free pre-approval In only 10 minutes

Free pre-approval In only 10 minutes

Up to 85% Of property value

Up to 85% Of property value

Affordable Home Loan interest rates

Attractive option of 2 years fixed rates for salaried and self-employed customers starting from 3.89% p.a. to 5.99%, reducing rate p.a.

Single or Joint ownership

Single or Joint ownership Whether you're interested in a single or joint ownership property, we've got you covered. When you opt for joint ownership, our Green Home Loan allows you to share the costs with another borrower - providing flexibility and security to both parties.

Reduce your interest

Reduce your interest. Home in One links your current account balances to your mortgage loan in order to reduce the mortgage balance you’re charged interest on. This will help reduce your mortgage payments each month. For any low-yielding deposits, once placed in your Current Account, will yield the same rate as that on the mortgage loan.

Access your funds anytime

Access your funds anytime. You can withdraw your available balance at any time, just like any current account The Home in One current account offers all facilities of a current account, i.e. debit card, cheque book, internet and mobile banking.

15 Years Flexible Tenure

15 Years Flexible Tenure

Flexible Tenure

Flexible Tenure

15 Years Flexible Tenure

15 Years Flexible Tenure

Flexible Tenure

Flexible Tenure