Settle into your new home in Ras Al Khaimah.
Greener loan for greener homes. To go green is a decision, and we’ve made it easier for you with our Green Home Loan available exclusively to salaried and self-employed customers who wish to buy a ‘BARJEEL’ certified home within the Emirate of Ras Al Khaimah.
Attractive option of 2 years fixed rates for salaried and self-employed customers starting from 3.89% p.a. to 5.99%, reducing rate p.a.
Single or Joint ownership Whether you're interested in a single or joint ownership property, we've got you covered. When you opt for joint ownership, our Green Home Loan allows you to share the costs with another borrower - providing flexibility and security to both parties.
Flexible repayment options. We understand that everyone has different needs when it comes to financing. That’s why we offer flexible repayment periods of up to 25 years, meaning you can choose an option that works best with your budget and lifestyle.
No processing and approval fees. Getting your dream home has never been more affordable. We put savings at the top of our priority list, which is why the Green Home Loan offers no approval fees and 0% processing fee for buyout loans.
Apply for RAK Green Home Loan
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UAE Nationals: Proof of employment.
Salaried Individuals: A minimum monthly salary of AED 15,000.
UAE Expat Residents: A minimum of 6 months of employment with the same employer.
Business Customers: Business ownership (minimum of 2 years) Available for UAE nationals, UAE residents and non-residents, expatriates and GCC nationals.