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Emirati

FAB National Housing Loan (NHL)

Own your dream home with FAB NHL

Introduction

FAB NHL provides Emirati citizens with interest-free housing loans to buy or build a private home on a plot of land granted to them by the relevant government entity. We are proud partners with Abu Dhabi Housing Authority (ADHA), Sheikh Zayed Housing Programme (SZHP) and Mubadarat.

Key Features
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Loans up to AED 2 Million

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Loan duration of up to 25 years

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No interest

Additional Benefits
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Abu Dhabi Housing Authority NHL Partnership

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This programme provides Emirati citizens of Abu Dhabi with an interest-free housing loan to buy or build a private home on a plot of land granted by the Abu Dhabi Housing Authority (ADHA). Customers can open and activate their NHL using the FAB NHL app, in just a few taps.

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Sheikh Zayed Housing Programme and Mubadarat NHL Partnership

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This programme provides Emirati citizens with pre-approval from Sheikh Zayed Housing Programme (SZHP) or Mubadarat with an interest-free housing loan to buy or build a private home on a granted plot of land. Customers can register their approved home finance on the FAB NHL app.

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FAB NHL App

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We are putting your future in your own hands, with the all-new NHL Mobile app. You can now enjoy a seamless journey which allows you to apply for a National Housing Loan and manage it - all through the NHL app, in just a few taps. Simple, secure and hassle-free!

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Save while building your dream home

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Enjoy great savings while you build your dream home with a FAB National Housing Loan and the BAITAK HILMAK programme from Danube Home.

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FAB - Registered Consultants and Contractors

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This programme provides advisory services and contracting companies' services to Emirati citizens who have obtained interest-free housing loans (interest-free loan) from the Abu Dhabi government for the purpose of purchasing prefabricated housing, building private homes, or expanding existing homes.

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Apply for FAB National Housing Loan (NHL)

Apply here

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Eligibility
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Put your future in your hands with the FAB NHL app!

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Open and active your NHL account

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Manage your loan and track your installments

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Avail a range of service requests

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Apply for FAB products

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Help and Support

Enquire Now

FAB National Housing Loan (NHL)

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