FAB National Housing Loan (NHL)

Abu Dhabi Housing Authority NHL Partnership

This programme provides Emirati citizens of Abu Dhabi with an interest-free housing loan to buy or build a private home on a plot of land granted by the Abu Dhabi Housing Authority (ADHA). Customers can open and activate their NHL using the FAB NHL app, in just a few taps.

Sheikh Zayed Housing Programme and Mubadarat NHL Partnership

This programme provides Emirati citizens with pre-approval from Sheikh Zayed Housing Programme (SZHP) or Mubadarat with an interest-free housing loan to buy or build a private home on a granted plot of land. Customers can register their approved home finance on the FAB NHL app.

FAB NHL App

We are putting your future in your own hands, with the all-new NHL Mobile app. You can now enjoy a seamless journey which allows you to apply for a National Housing Loan and manage it - all through the NHL app, in just a few taps. Simple, secure and hassle-free!

Save while building your dream home

Enjoy great savings while you build your dream home with a FAB National Housing Loan and the BAITAK HILMAK programme from Danube Home.

FAB - Registered Consultants and Contractors

This programme provides advisory services and contracting companies' services to Emirati citizens who have obtained interest-free housing loans (interest-free loan) from the Abu Dhabi government for the purpose of purchasing prefabricated housing, building private homes, or expanding existing homes.

Put your future in your hands with the FAB NHL app!

Open and active your NHL account

Manage your loan and track your installments

Avail a range of service requests

Apply for FAB products

Help and Support