
The Only Card You Need. One card with the power of many! 5% back on dining and travel, complimentary airport transfers, lounge access, valet parking and much more.




Min. Monthly Income
AED 30000
Annual Fee
AED 0
Joining Fee
AED 0
Free for Life* Credit Card
Complimentary Airport Transfers
Complimentary Valet parking
Complimentary Airport Lounge Access

More Benefits

Get your Card free for life
Get your Card free for life

Rewards with every bite!
Enjoy 5% back on dining with your SHAMS Card.

Travel is more rewarding now!
Enjoy 5% back on travel (flights/hotels) bookings with your SHAMS Card.

Unlock a world of Wala’a Rewards with every swipe in U.A.E and overseas
Wala’a Rewards

A bounty of ways to redeem your Wala'a Rewards
A bounty of ways to redeem your Wala'a Rewards
Redeem your Wala’a Rewards instantly through the alt Online Banking

Complimentary Valet Parking
Complimentary Valet Parking

Complimentary Airport Transfers
Complimentary Airport Transfers

Complimentary Airport Lounge Access
Enjoy complimentary access to over 1,200 airport lounges 8 times per year

Enjoy 15% off on Zofeur Services
Enjoy 15% off on Zofeur Services

Complimentary Roadside Assistance
Complimentary Roadside Assistance

Complimentary Travel Coverage
Complimentary Travel Coverage

Balance transfer facility
Balance transfer facility
Available for Salaried and self-employed individuals
The applicant must be a resident of UAE or UAE National
The minimum monthly income to avail this card is AED 30,000

Apply for DIB SHAMS Signature Credit Card
Apply here